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  2. EMV - Chip Card Technology

EMV - Chip Card Technology

EMV - Chip Card Technology

  • What happens if a customer chooses to swipe their EMV-enabled card instead of inserting the chip?
  • I'm still being bothered by fraud - I thought EMV cards were supposed to put a stop to all that. What gives?
  • What does an EMV card look like?
  • I received an error that says “Declined: Cryptogram type ‘AAC’ received in Complete message. 2nd decision from chip was a decline. (12)” What does this mean?
  • I received an error that says "Declined: Cryptogram type ‘ARQC’ received in Complete message. 2nd decision was not made. (12)" What does this mean?
  • How fast are EMV transactions? Is there any way to speed them up?
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360 Payments