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  1. 360 Payments
  2. EMV - Chip Card Technology
  3. EMV - Chip Card Technology

EMV - Chip Card Technology

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  • What happens if a customer chooses to swipe their EMV-enabled card instead of inserting the chip?
  • I'm still being bothered by fraud - I thought EMV cards were supposed to put a stop to all that. What gives?
  • What does an EMV card look like?
  • I received an error that says “Declined: Cryptogram type ‘AAC’ received in Complete message. 2nd decision from chip was a decline. (12)” What does this mean?
  • I received an error that says "Declined: Cryptogram type ‘ARQC’ received in Complete message. 2nd decision was not made. (12)" What does this mean?
  • How fast are EMV transactions? Is there any way to speed them up?
  • Do EMV transactions or batches settle differently from swiped ones?
  • What can I do if the chip can't be read?
  • Are EMV transactions processed differently?
  • How can I tell if a transaction was processed via an EMV card or not?
  • Does 360 Payments offer a wireless EMV terminal option?
  • How do I issue a refund or void an EMV transaction?
  • Can I still do pre-authorizations with EMV cards?
  • How do I add a tip to an EMV transaction?
  • How can I tell if my terminal is ready to accept EMV cards?
  • Why do EMV cards have to be left inserted into the terminal for so long?
  • Why do I need an EMV terminal?
  • What is EMV technology and why does it matter for my business?
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